Builders Risk

Builders’ Risk coverage is critical to contractors, owners, and developers as it protects against the unique property loss exposures associated with construction projects.

We offer coverage for existing structure or not, project specific to reporting—we have comprehensive and flexible coverage options to address a wide variety of project types and coverage needs.

Broad definition for covered property: foundations, excavations, grading, filling, attachments, permanent fencing, and other fixtures are covered in addition to materials and supplies that are to become a permanent part of the building.

Policies can be customized through a variety of optional coverages including:

• Delay including Soft Costs
• Rental Income and Income
• Flood
• Earthquake
• Equipment Breakdown including Hot Testing
• Green Buildings
• Claim Prep Expense
• Contract Penalty
• Blueprints and Construction Documents
• Change Orders